How to Get Tires for Your Car with Bad Credit

How to Get Tires for Your Car with Bad Credit

If you have bad credit, it can be difficult to find a place where you can buy tires for your car. Most tire stores require a good credit score to make a purchase. However, there are some places where you can still get tires for your car, even if you have a low credit score. In this blog post, we will discuss where to go and what to do if you need new tires and have bad credit.

If you're looking for the best selection of name-brand tires, check out our website where we offer tire financing.

Bad Credit Tire Financing? No Problem!

Where can I buy tires with bad credit and still get approved for tire financing? Bad credit tire financing is most common with companies that offer in-house tire financing whereas bank institutions avoid bad credit tire financing in most cases due to the risk involved.

Tire Financing Options

When it comes to wheel and tire financing, you typically have two options: go through a bank or credit union, or work with a tire store that offers in-house financing.

If you go through a bank or credit union, the approval process is usually more stringent. You need to have a good credit score and present evidence of regular income. The interest rates are also usually lower compared to in-house financing.

In-House Tire Financing - Bad Credit No Problem

Most people finance tires because it offers them a way to spread the cost out over a longer period. This can be helpful for people who don’t have the cash upfront to buy new tires. It also prevents them from having to go into debt and pay high-interest rates. Pay Later Tires is proud to provide rent-to-own or tire financing regardless of where you are located in the USA.

You will find it easy to apply for and could be approved for new tires with no credit check at Pay Later Tires. We do not require a good credit score or any kind of down payment as part of the approval process. All we need is your contact information, proof

A Credit Score Is Not Necessary To Finance Tires

If you need new tires but are worried about your credit score, there are several ways to secure your tire purchases. A lot of the time, tire financing bad credit can have instant approval with a few quick questions about your credit history.

There are several places where you can buy tires with bad credit. One of the most popular options is buying them directly from the manufacturer. This can be helpful because it cuts out the middleman and allows you to work directly with the company. Additionally, many manufacturers offer financing deals that are specifically tailored for people with bad or developing credit. Your FICO credit score is essential for rim and tire financing and a simple credit check can give you an instant approval decision during your application process.

Competitors Can't Compete

For other competitors like progressive leasing, you'll need a score of 620 or more. If you have a cosigner, leasing is an option for those with credit scores as low as 500. With Pay Later Tires, we offer payment options through our installments program regardless of your credit score!

Installment Options

If you're looking to buy tires on installment, your best bet is to go through a retailer like Pay Later Tires, or some of Snap finance's stores offering low monthly payments without credit needed. Most major retailers do not offer financing options for people with bad credit like we do!

In some cases, the credit needed financing can determine the remaining lease payments or payment plan with your wheel financing. You can also finance wheels that are similar to credit check tires and can sometimes offer financing with no credit as well.

No Credit Needed Financing With SNAP Finance

Initial payment may be required from your bank account, along with a credit check before snap finance can be approved. Nearly all credit check tires and their payment plan can be approved for snap finance by financing with no credit needed. This is because developing credit and credit needed for wheel and tire financing are so common.

Options With You In Mind

If you're looking for a no credit check tires option, where you don't have to put a ton of money down and your payments are low, Pay Later Tires is the best way to go. You can apply online with their website by creating a login username and getting approved in minutes. After approval, you can take advantage of their noted promotion and receive a quick response, great service, and check out their early purchase option.

Payment Plans on New Tires

Payment plans depend on credit types when buying tires and there is usually no annual fee associated, unlike a tire shop that offers rim financing or tire financing. When you finance tires with Pay Later Tires there's no credit needed but not all applicants will have the same payment option. Customers will still receive the same tire options regardless of how they choose to finance tires.

Also Available: Acima Credit

Acima Credit is a simplified solution that gives customers a payment option for their vehicle needs without raising their monthly payments. All you need is a bank account, debit card or credit card, and in most cases, customers can finance wheel, tires, or rims without issue.

Buy New Tires & Wheels With NO Credit Check

You may consider your tire size to be a little above average, but where does your tire size stand in the grand scheme of things? If you are not sure, our expert support team can help you with any financing or vehicle, tire, and wheels, related questions you might have. We value our customers which is why we're one of the largest stores that offer rim financing as well. The right fitment can be important when looking for rims so be sure to consult with a member of our team to help make your experience as convenient as possible.

So Wait, Where Can I Buy Tires With Bad Credit?

Pay Later Tires is the leading supplier of tires for people with bad credit and rent to own wheels. We know that it can be tough to get new tires when your credit score is less than perfect, so we offer a wide variety of financing options to help you get the tires you need. You can apply for financing on our website, or by calling one of our friendly customer service representatives for help!

Contact us today for more information or to discuss your specific vehicle needs and pay later today! We're available 9am-6pm pst and enjoy speaking to our customers about our options and credit programs we offer. So come see why we're consistently rated #1 in service and quality products and pay later for the products you deserve, today!